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How To Apply and Repay PesaZone Mobile Loan Via Mpesa

How To Apply and Repay PesaZone Mobile Loan Via Mpesa

This article is about how to apply and repay PesaZone Mobile Loan Via Mpesa. PesaZone is one of the most popular mobile lending apps in Kenya, operated by PesaPro Limited. The online lender has been providing small unsecured loans since 2015. PesaZone currently has over 100,000 downloads on Google Play. With PesaZone, you can borrow from as little as Ksh 200 to Ksh 25,000.

You will receive the money via Mpesa once the loan has been processed.

No formalities, guarantors, guarantees or visits to the offices are required for the loan request.

How To Apply and Repay PesaZone Mobile Loan Via Mpesa

To get started, you need to download the PesaZone app from Google Play. After downloading the app, you will be asked to provide your identification data (national identification number, Safaricom phone number, name, date of birth and 4-digit PIN) and permission to collect your phone’s personal data, including SMS history.

  • They will then determine your credit score based on the information you have provided, this can include Credit Reference Bureau (CRB) reports and MPesa transaction history.
  • Once it has been determined that you are eligible for a loan, you will be required to pay a one-time non-refundable activation fee of KSh 1 via M-Pesa.
  • The loan limit will then be displayed. As highlighted above, PesaZone’s highest loan amount is KSh 20,000.

how to Apply for a PesaZone loan

Move the slider to adjust the amount, then choose the payment period (for example, 2 weeks).

Next, the terms of the loan will be shown; this includes weekly repayment amounts and the applicable weekly interest rate.

How to increase your chances of qualifying for a first-time PesaZone loan

Do not delete your MPesa transaction history, it is the best way they will use to accumulate your M-Pesa records of about 60 days.

How to repay the PesaZone loan through Mpesa

  1. Go to your Mpesa menu
  2. Select Lipa na Mpesa
  3. Select Invoice Payment
  4. Enter 754285 as the company number
  5. Enter the phone number you registered with as the account number
  6. Enter the amount you wish to pay
  7. Enter your Mpesa pin and press OK
  8. You will receive a transaction confirmation message from Mpesa.

Please note that the loan must be repaid according to the payment terms indicated in the loan conditions, overdue loans will result in penalties, CRB blacklisting and initiation of recovery measures by PesaZone. Always pay off your loan on time to increase your loan limit.


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