maisha microfinance bank loan products and branches in kenya

Last updated on July 8th, 2023 at 10:16 pm

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Below is a list of Maisha microfinance bank loan products and branches in Kenya. It is one of the 13 licensed microfinance banks in Kenya operating since May 21, 2016. The head office and only branch of the bank is located on the second floor of Chester House along Koinange Road in Nairobi.

maisha microfinance bank loan products and branches in kenya

Maisha Microfinance Bank loan products

1. Maisha Asset Loans

This product provides a ready solution for investors with financial needs to purchase movable assets. One can qualify for up to Ksh 3 million paid within 36 months.

2. Maisha Akiba Money

This product covers short-term liquidity constraints. It is guaranteed by your deposit in a savings account or term account. You can qualify for up to Ksh 3 million payable within 12 months.

3. Maisha Check off loan

This product is designed for individual employees of companies that Maisha Microfinance has an MOU with, for example, government officials, TSC and civil servants, for personal development purposes. The loan is processed and delivered within 36 hours. You can qualify for up to Ksh 1 million to be paid within 12 months.

4. Maisha Development Loan

This loan product is for anyone who has development needs related to the construction, finishing and renovation of a house. One can qualify for up to Ksh 3 million paid within 12 months.

5. Maisha Land Purchase Fund

It is designed for anyone who wants to buy land or land with a ready license. One can qualify for up to Ksh 3 million paid within 12 months.

6. Salary loans

This loan product is designed for the employers of Maisha Microfinance Bank who pay their salaries. One can qualify for up to Ksh 150,000 paid within 12 months. The loan is processed and delivered within 12 hours.

7. Temporarily Overdraft

It is designed for employees who are paid by Maisha Microfinance Bank and those who want to access it before the payment date. One can qualify for up to Ksh 10,000 paid in one month. The loan is processed and delivered within 1 hour.

8. Maisha Biashara boosting loan

This loan product gives small business owners and buyers access to quick cash to increase their working capital or for the expansion of their business. One can qualify for up to Ksh 350,000 paid in 12 months. The loan is processed and disbursed within 24 hours.

9. Maisha Bora money

This loan product is designed for small businesses and small businesses that need to invest more money but do not have enough assets to use as collateral. One can qualify up to Ksh 2,000. The loan is processed within 36 hours.

10. Maisha Commercial Overdraft

It is intended to support the company’s flexible working capital.

11. Maisha Daima Fund

This loan product targets small businesses that have traditional contracts, such as real estate and cars, and are therefore eligible to use them to obtain loans for their business expansion.

12. Maisha LPO Fund

This loan product is designed for entrepreneurs and retailers to obtain the necessary capital to ensure the continuity of operations by meeting immediate working capital needs.

13. Maisha Check money

It offers quick cash against your checkbook when you want to arrange quick cash or need quick cash. You can qualify for up to 80% of the check amount.