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KCB Kenya Mortgage Interest Rates

KCB Kenya Mortgage Interest Rates

This article is about KCB Kenya Mortgage Interest Rates. KCB is one of the few banks in Kenya that offers the best interest rates. Owning your own home is everyone’s dream and that is why many people choose to take a “home loan” to make this dream come true. With competitive rates and flexible repayments, you can realize your dream of owning your own home.

KCB Kenya Mortgage Interest Rates

Today, let’s take a look at KCB Kenya Mortgages; why you should choose it, its benefits and its cost.

Requirements for KCB Kenya mortgage

Proof that you have a source of income


Proof that you can meet the 10% deposit and other related fees eg. Stamp duty, attorney fees, cost reports, etc.


Benefits of KCB Mortgage

  1. They offer flexible options for home loans
  2. They have a flexible payment system when considering the ability to pay, ie the joint income of the spouse, siblings and children must be taken into account when considering the ability to pay.
  3. You will benefit from Mortgage Protection Insurance (MPI) up to 18 million Kes without the need for medical examination, bailout insurance and public risk insurance included.

KCB mortgage calculator

This is the KCB mortgage calculator here

Interest rate of KCB Kenya

  • Negotiated fee -2.5% of gross amount
  • Leger Fee – Kshs 350 per month.
  • Legal fees
  • Inspection fee

For more information and clarifications, contact the KCB call center

Email: contactcentre@kcb.co.ke;

Tel: +254 (711) 087001; Tel: +254 (732) 187001; Tel: +254 (20) 2287000; SMS: 22522

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