Licensed Non Deposit Taking Saccos In Kenya

This article is about Licensed Non Deposit taking Saccos in Kenya. Licensing of SACCOs in Kenya is done by the Sacco Societies Regulatory Authority (SASRA). SASRA began regulating Saccos without deposit on January 1, 2021 following the publication of the 2020 Regulations on SACCOs (Saccos Without Deposit).

The main difference between deposit-taking SACCOs and non-deposit-taking SACCOs is that deposit-taking SACCOs offer withdrawable savings account services through front office savings (FOSA) operations while no-deposit SACCOs do not allow members to withdraw deposits. . You can withdraw money from the Sacco without making a deposit when you leave the Sacco. Non-depository Saccos do not offer FOSA services because members do not hold accounts from which they can deposit or withdraw funds.

Licensed Non Deposit Taking Saccos In Kenya

	Name	Head Office	County
1.	3N Regulated Non- WDT-Sacco	Sera Center, Naivasha	Nakuru
2.	ABC Empowerment Regulated Non-WDT- Sacco	ABC Imani Plaza Ii, Machakos	Machakos
3.	Accel Regulated Non- WDT-Sacco	Ola Energy Plaza, Muthaiga, Nairobi	Nairobi
4.	ACK Kihara Regulated Non-WDT-Sacco	Kiambaa/Kihara/ 7/178, Gachie	Kiambu
5.	ACK Thika Talents Regulated Non-WDT- Sacco	ACK St. Andrews Cathedral, Thika	Kiambu
6.	Adventist Regulated Non-WDT-Sacco	SDA Central Kenya Conference, Red Hill Road, Nairobi	Nairobi
7.	AIBK Regulated Non- WDT-Sacco	College Of Insurance, South C Nairobi	Nairobi
8.	Airlink Regulated Non- WDT-Sacco	Jomo Kenyatta International Airport (JKIA), Nairobi	Nairobi
9.	Alarms Regulated Non-WDT-Sacco	Behind Housing Finance, Mombasa	Mom- basa
10.	AMREF Regulated Non-WDT-Sacco	AMREF Building, Nairobi	Nairobi
11.	Appollosure Regulated Non-WDT-Sacco	Apollo Centre, Ring Rd Parklands	Nairobi
12.	B – Smart Regulated Non-WDT-Sacco	RNG Plaza, Nairobi CBD	Nairobi
13.	Ballot Regulated Non- WDT-Sacco	Anniversary Towers 21st Floor, Nairobi CBD	Nairobi
14.	Balozi Regulated Non- WDT-Sacco	Golf View Suites Muthaiga Off Wambui Road, Nairobi	Nairobi
15.	Bamburi Regulated Non-WDT-Sacco	Staff Quarters, Mombasa	Mombasa
16.	Bands Regulated Non- WDT-Sacco	Britam Centre, Upper Hill	Nairobi
17.	Banki Kuu Regulated Non-WDT-Sacco	Central Bank Of Kenya Headquarters, Nairobi CBD	Nairobi
18.	Barabara Regulated Non-WDT-Sacco	Barabara Plaza, Mombasa Road, Nairobi	Nairobi
19.	Baraka Yetu Regulated Non-WDT-Sacco	Nacico Plaza, Ladhies Road, Nairobi	Nairobi
20.	BAT Regulated Non- WDT-Sacco	BAT Premises, Industrial Area	Nairobi
21.	Besco Regulated Non- WDT-Sacco	Bidco Factory Premises, Thika	Kiambu
22.	Bestrock Regulated Non-WDT-Sacco	Winco Complex Building, Kitui Town	Kitui
23.	Biblia Regulated Non- WDT-Sacco	Kamirembe Place Ring Road Kilimani, Nairobi	Nairobi
24.	Blue Eagle Regulated Non-WDT-Sacco	Bishop Gate, Upper Hill	Nairobi
25.	Borneka Regulated Non-WDT-Sacco	Milimani Estate, Unbound Kisumu Project Office	Kisumu
26.	Braemeg Regulated Non-WDT-Sacco	Sokoni Arcade, Kawangware	Nairobi
27.	Brookside Regulated Non-WDT-Sacco	Sacco Office, Ruiru	Kiambu
28.	Bunge Regulated Non- WDT-Sacco	Protection House, Parliament Road, Nairobi CBD	Nairobi
29.	Bunista Regulated Non-WDT-Sacco	Jaramogi Oginga Odinga University Of Science And Technology, Bondo Town	Siaya
30.	CDF Regulated Non- WDT-Sacco	La Coline Gardens, Masaba Road, Upper Hill	Nairobi
31.	Christian Enterpre- neurs Regulated Non- WDT-Sacco	Mapa House, Ruiru	Kiambu
32.	CIC Regulated Non- WDT-Sacco	2nd Floor-CIC Plaza 1, Upper Hill	Nairobi
33.	Cocotech Regulated Non-WDT-Sacco	Fameco Building, Magadi Road, Langata	Nairobi
34.	Communications Regulated Non-WDT- Sacco	Communication Authority Centre, Westlands	Nairobi
35.	Concorde Regulated Non-WDT-Sacco	Centenary House, Westlands	Nairobi
36.	Co-Operative Bank Regulated Non-WDT- Sacco	Co-Op Bank House, Nairobi CBD	Nairobi
37.	Cotts Regulated Non- WDT-Sacco	Mitchell Cotts Freight Kenya Building, Shimanzi	Mombasa
38.	Davis & Shirtliff Regulated Non-WDT-Sacco	Davis & Shirtliff Building, Dundori Road, Industrial Area	Nairobi
39.	Devco Regulated Non- WDT-Sacco	KMA Building 4th Floor, Mara Road Upper Hill	Nairobi
40.	Dhamini Regulated Non-WDT-Sacco	ACK Parking Silo, Bishop Road, Community	Nairobi
41.	DHL Regulated Non- WDT-Sacco	DHL House, Witu Road Off Lusaka Road, Industrial Area	Nairobi
42.	Digital Media Regulated Non-WDT-Sacco	2nd Floor, Red Commercial Complex, Embakasi South	Nairobi
43.	Dudu Regulated Non- WDT-Sacco	Conference Building, ICIPE, Kasarani	Nairobi
44.	Eagle’s Eye Regulated Non-WDT-Sacco	Christian Church International– Garissa Road, Thika	Kiambu
45.	Embassava Regulated Non-WDT-Sacco	Jiwabhai Vekaria Building, Taveta Road, Nairobi CBD	Nairobi
46.	Energy Regulated Non-WDT-Sacco	Kawi Complex Block A, South C	Nairobi
47.	EPZA Regulated Non- WDT-Sacco	EPZ – Athi River	Macha- kos
48.	Equity Regulated Non- WDT-Sacco	Equity Centre, Upper Hill	Nairobi
49.	Esta Regulated Non- WDT-Sacco	Kakuzi Plc Athara Office Makuyu, Muranga	Muranga
50.	Exams Regulated Non- WDT-Sacco	National Housing Corporation (NHC) Building, Nairobi CBD	Nairobi
51.	Family Regulated Non- WDT-Sacco	10th Family Bank Towers, Nairobi CBD	Nairobi
52.	Farmers Choice Regulated Non-WDT-Sacco	Cemtek Building, Kahawa West, Area	Kiambu
53.	Faulu Bank Regulated Non-WDT-Sacco	Faulu Microfinance Bank Building, Off Ngong Road, Nairobi	Nairobi
54.	Finnlemm Regulated Non-WDT-Sacco	Finnlemm House, 55 Gatundu Road, Kileleshwa, Nairobi	Nairobi
55.	Fugo Regulated Non- WDT-Sacco	Along Mumias South Road, Buruburu Phase 1, Nairobi	Nairobi
56.	Gathers Regulated Non-WDT-Sacco	Gatundu Town	Kiambu
57.	Grain Bulk Regulated Non-WDT-Sacco	Grain Bulk Terminal Office Building, Shimanzi, Mombasa	Mombasa
58.	Grand Granite Regulated Non-WDT-Sacco	Oserian Building Miriams Road, Kitengela	Kajiado
59.	Green Aro Community Regulated Non-WDT- Sacco	Sylvester Akumu Building, Ndori Market Centre	Siaya
60.	Haco Regulated Non- WDT-Sacco	Contour Business Centre, Mwiki Road, Kasarani	Nairobi
61.	Heart Regulated Non- WDT-Sacco	Tana House, Karen Shopping Centre, Nairobi	Nairobi
62.	HELB Regulated Non- WDT-Sacco	Anniversary Towers, Nairobi CBD	Nairobi
63.	Hills Regulated Non- WDT-Sacco	Nandi Hills	Nandi
64.	Hoechem Regulated Non-WDT-Sacco	Highchem Complex, Mogadishu Road, Industrial Area, Nairobi	Nairobi
65.	Hyperflora Regulated Non-WDT-Sacco	Kangaita Farm, Nanyuki	Laikipa
66.	ICEA Agents Regulat- ed Non-WDT-Sacco	Nairobi West, House No. 24, Nairobi	Nairobi
67.	Irrigation Regulated Non-WDT-Sacco	Unyunyuzi House, Lenana Road, Kilimani Area, Nairobi	Nairobi
68.	Jachin Regulated Non- WDT-Sacco	Hadada Apartments, Kindaruma Road, Off Ngong Road	Nairobi
69.	Java Regulated Non- WDT-Sacco	ABC Place, Waiyaki Way, Westlands, Nairobi	Nairobi
70.	Jogoo Regulated Non- WDT-Sacco	Commodore Office Suites, Off Ngong/Ring Road Kindaruma Avenue, Nairobi	Nairobi
71.	Jumuiya Ya Ulaya Regulated Non-WDT- Sacco	Dunhill Towers, 20th Floor, Waiyaki Way, Westlands, Nairobi	Nairobi
72.	Kabarak University Regulated Non-WDT- Sacco	Students Centre, Kabarak University	Nakuru
73.	KAG Regulated Non- WDT-Sacco	KAG East University, Burubu- ru Estate, Nairobi	Nairobi
74.	Kanisa Regulated Non- WDT-Sacco	Desmond Tutu Comference Center, Westlands	Nairobi
75.	KASNEB Regulated Non-WDT-Sacco	KASNEB Towers, Upper Hill, Nairobi	Nairobi
76.	KEMRI Regulated Non- WDT-Sacco	Visiting Scientists Quarters, Mbagathi Road	Nairobi
77.	Kenchic Regulated Non-WDT-Sacco	Exsan House Building, Industrial Area	Nairobi
78.	Kenred Regulated Non-WDT-Sacco	Red Cross Building, South C, Nairobi	Nairobi
79.	Kentours Regulated Non-WDT-Sacco	Commodore Office Suites, Kindaruma Road, Kilimani, Nairobi	Nairobi
80.	Kenya Medical As- sociation Regulated Non-WDT-Sacco	KMA Centre, Upper Hill, Nairobi	Nairobi
81.	Kenya Re Regulated Non-WDT-Sacco	Reinsurance Plaza, Nairobi CBD	Nairobi
82.	Kenya Rural Roads Regulated Non-WDT- Sacco	Barabara Plaza, Airport South Road, JKIA	Nairobi
83.	Kenyatta Matibabu Regulated Non-WDT- Sacco	KNH Maintenance Department, Along Hospital Road	Nairobi
84.	Ketepa Regulated Non-WDT-Sacco	Ketepa Head Office, Brooke House, Kericho Town	Kericho
85.	Kewisco Regulated Non-WDT-Sacco	West End Place, Nairobi West	Nairobi
86.	Kiambu Chania Umoja Regulated Non-WDT- Sacco	Thika Stadium, Thika	Kiambu
87.	Kiatu Regulated Non- WDT-Sacco	Bata Shoe Premises, Limuru Town	Kiambu
88.	Kico Regulated Non- WDT-Sacco	Bruce House, Standard Street	Nairobi
89.	KIDAPU Regulated Non-WDT-Sacco	Mapa House 2nd Floor, Kiam- bu Town	Kiambu
90.	Kijabe Regulated Non- WDT-Sacco	AIC Kijabe Hospital, Kijabe	Kiambu
91.	Kilele Regulated Non- WDT-Sacco	KUSCCO Centre, Along Kilimanjaro Avenue, Upper Hill, Nairobi	Nairobi
92.	Kimtech Regulated Non-WDT-Sacco	Dedan Kimathi University Of Technology Premises, Re- source Centre, Nyeri Town	Nyeri
93.	Kinga Regulated Non- WDT-Sacco	Jumuia Place, Kilimani, Nairobi	Nairobi
94.	Kingsize Regulated Non-WDT-Sacco	Nairobi Bottlers Premises, North Airport Road, Nairobi	Nairobi
95.	Kirungii Regulated Non-WDT-Sacco	Deloitte Place, Waiyaki Way, Muthangari Road, Nairobi	Nairobi
96.	Kumbukumbu Regu- lated Non-WDT-Sacco	Kipande Road, Museum Hill, Nairobi	Nairobi
97.	Kutafiti Regulated Non-WDT-Sacco	KWTRP Transport Office, Kilifi	Kilifi
98.	Law Society Of Kenya Regulated Non-WDT- Sacco	Crawford Business Park, Statehouse Road, Nairobi	Nairobi
99.	Limlak Regulated Non-WDT-Sacco	K -Unity Building, Limuru Town	Kiambu
100.	Lompasago Regulated Non-WDT-Sacco	Theevan Building, Jogoo Road	Nairobi
101.	London Regulated Non-WDT-Sacco	Athiriver London Distillers Premises, Athi River	Macha- kos
102.	Madison Regulated Non-WDT-Sacco	Madison House, Upper Hill	Nairobi
103.	Majanees Regulated Non-WDT-Sacco	Mabroukie Tea Factory, Naza- reth Road -Limuru	Kiambu
104.	Maktaba Regulated Non-WDT-Sacco	Upper Hill Garden, 3rd Ave- nue Ngong Road	Nairobi
105.	Masterways Regulated Non-WDT-Sacco	Old Mutual Building, Kimathi Street, Nairobi CBD	Nairobi
106.	Mataara Travellers Regulated Non-WDT- Sacco	Kihanya Building, Thika	Kiambu
107.	Mhasibu Regulated Non-WDT-Sacco	Absa Plaza, Loita Street, Nairobi	Nairobi
108.	Mikebe Regulated Non-WDT-Sacco	Nampak Building, Thika	Kiambu
109.	Minet Regulated Non- WDT-Sacco	Minet House, Along Profes- sional Way – Off Nyerere Road, Nairobi	Nairobi
110.	Mkombozi Regulated Non-WDT-Sacco	Alpha Centre, Godown No- 85, Along Mombasa Road	Nairobi
111.	Mofaa Regulated Non- WDT-Sacco	Jeda Plaza, Roysambu	Nairobi
112.	Mount Kenya University Regulated Non- WDT-Sacco	Alumni Plaza, General Kago, Thika	Kiambu
113.	MTN Regulated Non- WDT-Sacco	Oluoch Building, Biashara Street, Muranga Town	Muranga
114.	Multiple Regulated Non-WDT-Sacco	Multiple Hauliers Building, Airport South Road	Nairobi
115.	Mzima Springs Regulated Non-WDT-Sacco	Student Center Building, Strathmore University	Nairobi
116.	Nairobi Consumers Regulated Non-WDT- Sacco	Nafuu Classic Building, Gikomba	Nairobi
117.	Nairobi Water Regulated Non-WDT-Sacco	Nairobi Water Stores, Lagos Road	Nairobi
118.	Nasca Regulated Non- WDT-Sacco	JKIA NAS Building, Mankuli	Nairobi
119.	Nendeni Regulated Non-WDT-Sacco	PCEA Township Church Building, Kitengela	Kajiado
120.	Neno Regulated Non- WDT-Sacco	Morning Glory Plaza, Kubuku- bu, Embu Town	Embu
121.	Network Regulated Non-WDT-Sacco	Standard Group Center, Mombasa Road	Nairobi
122.	Nimepata Regulated Non-WDT-Sacco	International Leadership University, Hurligham, Nairobi	Nairobi
123.	Njiwa Regulated Non- WDT-Sacco	Golf View Office Suites, Muthaiga, Nairobi	Nairobi
124.	Nyumba Generations Regulated Non-WDT- Sacco	Corrugated Sheets Limited- Mikindani, Mombasa	Mombasa
125.	Nyumba – Nairobi Regulated Non-WDT- Sacco	Applewood Adams, Ngong Road, Nairobi	Nairobi
126.	Olkaunsel Regulated Non-WDT-Sacco	County Assembly Building, Kajiado Town	Kajiado
127.	Panda Regulated Non- WDT-Sacco	Flower Business Park, Naivasha	Nakuru
128.	Parents Plan Regulated Non-WDT-Sacco	Methodist Ministries Centre,- Block C, Lavington, Nairobi	Nairobi
129.	Parliamentarians Regu- lated Non-WDT-Sacco	Parliament Building, Nairobi	Nairobi
130.	PCEA Kayole Regulated Non-WDT-Sacco	PCEA Kayole Church, Nairobi	Nairobi
131.	PCEA Makupa Parish Regulated Non-WDT- Sacco	PCEA Makupa Church, Mombasa	Mom- basa
132.	PCEA Regulated Non- WDT-Sacco	PCEA Head Office, Nairobi	Nairobi
133.	PCEA Ruiru Regulated Non-WDT-Sacco	Ruiru Town	Kiambu
134.	PEFA Nairobi Regulated Non-WDT-Sacco	Solar House 3rd Floor, Nairobi	Nairobi
135.	PESA Regulated Non- WDT-Sacco	De La Rue Kenya, Nairobi	Nairobi
136.	PICEA Staff Regulated Non-WDT-Sacco	UAP – Old Mutual Tower, Upper Hill	Nairobi
137.	Polytech Regulated Non-WDT-Sacco	Technical University Of Ken- ya, Nairobi	Nairobi
138.	Post Bank Regulated Non-WDT-Sacco	Post Bank House, Nairobi	Nairobi
139.	Queensway Regulated Non-WDT-Sacco	Ojijo Plaza, Nairobi	Nairobi
140.	Radio Guard Regulat- ed Non-WDT-Sacco	NACICO Plaza, Nairobi	Nairobi
141.	Rambhai Regulated Non-WDT-Sacco	Theevan House, Nairobi	Nairobi
142.	Ramco Group Regulated Non-WDT-Sacco	KCB Building, Enterprise Road, Industrial Area	Nairobi
143.	Reli Regulated Non- WDT-Sacco	Kenya Railways Headquarters, Nairobi	Nairobi
144.	Relief Regulated Non- WDT-Sacco	International Committee Of The Red Cross Offices, Nairobi	Nairobi
145.	Rembo Shuttle Regulated Non-WDT-Sacco	Kahawa House, Nairobi	Nairobi
146.	Royal Media Regulated Non-WDT-Sacco	Communication Centre, Nairobi	Nairobi
147.	Rubani Regulated Non- WDT-Sacco	Rubani House, Nairobi	Nairobi
148.	Sauti Regulated Non- WDT-Sacco	Sauti Office, Nairobi	Nairobi
149.	Sawa Regulated Non- WDT-Sacco	Nabui House, 3rd Floor, Westlands, Nairobi	Nairobi
150.	Shamiri Regulated Non-WDT-Sacco	MTRH, Memorial Wing, Eldoret	Uasin Gishu
151.	Shelloyees Regulated Non-WDT-Sacco	Vienna Court, Nairobi	Nairobi
152.	Sisi Kwa Sisi Regulated Non-WDT-Sacco	Pandya Memorial Hospital, Mombasa	Mombasa
153.	Smart Savers Regulated Non-WDT-Sacco	Isuzu East Africa, Nairobi	Nairobi
154.	Stoke – UK Diaspora Regulated Non-WDT- Sacco	Tana House, Karen Shopping Centre, Nairobi	Nairobi
155.	Taa Regulated Non- WDT-Sacco	Finance House, Nairobi CBD	Nairobi
156.	Teal Regulated Non- WDT-Sacco	Yamaha, Nairobi	Nairobi
157.	TetrapACK Regulated Non-WDT-Sacco	Tetrapak Building, Nairobi	Nairobi
158.	The Standard Regulated Non-WDT-Sacco	The Standard Group Centre, Nairobi	Nairobi
159.	Torch Regulated Non- WDT-Sacco	Kenya Petroleum Refinery Premises, Mombasa	Mombasa
160.	Total Regulated Non- WDT-Sacco	Regal Plaza, 2nd Floor West Wing, Nairobi	Nairobi
161.	Tramom Regulated Non-WDT-Sacco	Dynamic Building, Changam- we Area, Mombasa	Mombasa
162.	Transglob Regulated Non-WDT-Sacco	Acceler Towers, Nairobi	Nairobi
163.	Transwest Regulated Non-WDT-Sacco	Ebby Towers, Kitale	Trans Nzoia
164.	Uaminifu Regulated Non-WDT-Sacco	KWFT Centre, Nairobi	Nairobi
165.	Ubora Regulated Non- WDT-Sacco	KEBS Headquarters, Nairobi	Nairobi
166.	Ukaguzi Regulated Non-WDT-Sacco	Anniversary Tower, Nairobi	Nairobi
167.	Ukombozi Regulated Non-WDT-Sacco	Deliverance Church, Nakuru	Nakuru
168.	Umoja Wendani Regulated Non-WDT-Sacco	Imani Towers, Umoja Estate, Nairobi	Nairobi
169.	Unbound Regulated Non-WDT-Sacco	Kangemi Area, Nairobi	Nairobi
170.	Unga Regulated Non- WDT-Sacco	Ngano House, Industrial Area	Nairobi
171.	Unifying Regulated Non-WDT-Sacco	Uthiru Town	Kiambu
172.	United Women Regulated Non-WDT-Sacco	2nd Floor Suite No. 3, Nairobi	Nairobi
173.	Uokoaji Regulated Non-WDT-Sacco	Commodore Office Suites, Suite 4c, Nairobi	Nairobi
174.	USIU Africa Regulated Non-WDT-Sacco	USIU, Maintenance Yard, Nairobi	Nairobi
175.	Utabibu Regulated Non-WDT-Sacco	Doctors Park, 4th Floor, Nairobi	Nairobi
176.	Utafiti Regulated Non- WDT-Sacco	ILRI Campus, Nairobi	Nairobi
177.	Uwezo Regulated Non- WDT-Sacco	Crown Paints, Likoni Road, Nairobi	Nairobi
178.	Vegpro Regulated Non-WDT-Sacco	Jomo Kenyatta International Airport-2nd Freight Lane, Nairobi	Nairobi
179.	Verona Huruma Regulated Non-WDT-Sacco	Holy Trinity Catholic Church, Kariobangi Area, Nairobi	Nairobi
180.	Vision Regulated Non- WDT-Sacco	Karen Area, Nairobi	Nairobi
181.	Wasado Regulated Non-WDT-Sacco	KCB Building Industrial Area, 3rd Floor, Nairobi	Nairobi
182.	Waskom Regulated Non-WDT-Sacco	Supa Loaf Complex, Nairobi	Nairobi
183.	Zoghori Regulated Non-WDT-Sacco	Tilu Bilu Building, Mombasa	Mombasa
184.	Kenya – USA Diaspora Regulated Non-WDT- Sacco	Victoria Towers, Upper Hill	Nairobi
185.	Forward Travellers Regulated Non-WDT- Sacco	Kayole Area, Nairobi	Nairob

Sacco Societies Regulatory Authority (SASRA) Contact info

Location: 19th Floor,  UAP Old Mutual Tower, Upper Hill Road

Phone Number: 020 2935100