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How to Remove Car from Insurance Policy in Kenya today - simple guide

How to Remove Car from Insurance Policy in Kenya today – simple guide

This article is about how to Remove Car from Insurance Policy in Kenya today. Many people are misinformed about what they need to do to remove a car from their insurance policy.

There are many reasons why someone might want to exclude a car from their insurance policy.

These include:

  • Sale or exchange. A new car is bought and the old one is no longer needed. Inheritance or gift of a car from someone else not listed in your insurance contract.
  • Disability. I am not married / divorce. One partner can remove the other’s insurance policy or exclude it from theirs.
  • Death of an owner in your insurance contract.
  • Changes in employment that result in or eliminate eligibility for lower rates.

Regardless of your reason for removing the car from the insurance policy, you need to do it the right way. If you take out the wrong thing from your insurance, you could end up paying a lot of money or even be denied coverage altogether.

How to Remove Car from Insurance Policy in Kenya


Here is a guide on how to remove a car from an insurance policy:

Whether your car is excluded from the insurance policy will depend on different circumstances. For example, if you have several cars and want to take only one, contact your insurance agent and tell them you no longer want the car on your policy. However, if you only have one car that you are considering removing from your insurance policy, there are some steps you will want to follow:

Contact your insurance company


To remove a vehicle from the insurance policy, the first thing you need to do is notify your carrier. Even if you only have one car and want to remove it from your policy, you should still let your insurance company know that this is what you want to do. You can also go to your provider’s website or app and collect the car yourself.

For insurance policies issued with your insurance agent or service agent representing them, you can contact them by phone or electronically. However, some insurance companies prefer that you provide written notice to ensure that the record is correct. You must do this if you have paid for the current month after you request the vehicle to be removed from your policy.

Check your insurance now


Once you have told your insurer that you will no longer be covered by your car insurance, they will cancel the current policy and start a new one on the same day the old one would have expired. You can find out how much it will cost before you remove the car from your insurance policy. This is important because if the cost of the new policy is too high, you may not be able to afford it.

The cost of additional insurance will depend on a number of factors, including:

  • The type of car you are insuring.
  • The age and condition of your vehicle.
  • Features included in your policy.
  • The number of kilometers you drive each year.


The next step is to compare the cost of your new policy with your current policy and find out how much money you will save if you remove the car from your plan.

Cancel your policy now


You must first cancel your old insurance to issue a new insurance policy. If you have paid all your fees for the year, you can cancel your contract at any time. Otherwise, it would help if you wait until your last payment is made before canceling.

When you call to cancel your insurance plan, be prepared to give the name of the person who sold you your insurance and ask them to confirm whether you will pay more on your policy. Do not end the process until you are sure that all outstanding fees have been paid.

If you can’t speak to a representative, send them an email or letter asking for confirmation of other payments and include their full contact information in the message to ensure they are notified of your cancellation.

Stopping coverage


Once your contract is terminated, the termination will begin at the end of your billing period. This means that the insurance will not be paid or paid in the future. If you pay your supplier by direct debit or credit card, they may try to bill you for another month of coverage after you approve your cancellation request.

Unless you contact your insurance company to make sure the vehicle is excluded from your policy, they may assume it is still included in your plan. This is why you should contact them after canceling your current insurance and ask them again to remove the vehicle from your policy.

Level of termination of coverage


You are not legally required to tell anyone about your intention to cancel your insurance policy. But it can help if you decide to do so, because it can avoid some confusion. You can send your company a letter or email confirming that you have canceled the policy and that they will no longer include the vehicle in any future plans.


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