7 May, Tuesday
Spire Bank Credit Card Options

Spire Bank Credit Card Options

This article is about Spire Bank Credit Card Options. Established as a holding company in 1983, Equatorial Commercial Bank Limited (ECB) began operating as a fully-fledged commercial bank in 1995.

In June 2010, Equatorial Commercial Bank merged with Southern Credit Banking Corporation, creating a new expanded bank branded as Equatorial Commercial Bank. The merger has given the ECB the critical mass it needs to further develop and grow in a dynamic and competitive market. In 2016, the ECB was renamed Spire Bank. With a diverse client base, Spire offers a comprehensive package of financial products and services, tailored to clients’ needs, while maintaining simple processes and competitive rates.

Products offered include Senator Cards that open you up to a world of things you hold dear, designed for future professionals and executives who crave prestige.

card features

The cards offer convenience both at home and abroad, transactions can be made around the clock in more than 200 countries, in more than 30 million points of sale and 800 million ATMs worldwide displaying the Visa logos or MasterCard without worrying about currency exchange.

The card offers the option to pay bills in small amounts or in full with up to 50 days of interest-free credit when you take out any of the Senator cards.

  • Cash withdrawals can be made at Spire Bank branches and ATMs or at any ATM displaying the Kenswitch, Visa or MasterCard logo; in the event of theft, we are not liable for any charges that may arise after reporting the loss of the card.
  • The card statement helps you control spending, manage finances, and save money through a comprehensive record of spending and location.
  • There are also free SMS and email alerts to help you with expenses, as well as email statements that give you peace of mind knowing your bill well in advance.


For individuals

For natural persons,

  • a duly completed application form,
  • copy of identity document/passport,
  • certified bank statements of the last 3 months,
  • copy of the pin certificate and
  • recent salary receipt of the last 3 months are required.

For the self-employed,

  • a duly completed application form,
  • certified bank statements for the last 6 months,
  • copy of PIN certificate,
  • business licence,
  • copy of registration certificate and
  • a copy of utility bills are required.


Requirements for companies:

  • duly completed and signed credit card application form, certified copy of identity document/passport,
  • certified bank statements for the last 6 months,
  • copy of company,
  • directors and applicant PIN certificate,
  • copy of invoices from company utilities, recent.
  • passport size photo of applicant,
  • latest annual returns,
  • certificate of registration,
  • company guarantee letter signed by 2 directors,
  • memorandum and
  • by-laws plus board resolution signed by 2 directors supporting company guarantee

Spire Bank Contacts

Mwalimu Towers, Hill Lane, Upper Hill
P.O. Box 52467 – 00200, Nairobi
Phone Number: +254(20) 4981777
Phone Number: 0703 047777

E-Mail Address:
Web Site: