Tier 3 Banks In Kenya

This article is about Tier 3 banks in Kenya. The Central Bank of Kenya has classified Kenya’s commercial banks into three categories; Level 1, Level 2 and Level 3. This classification is based on a weighted ratio of all net worth, capital, reserves, customer deposits, number of loans and deposit accounts.

According to the Central Bank of Kenya’s latest annual banking supervision report, 22 commercial banks are classified as Tier 3 (small banks). These banks control a combined market share of 8.58%.

Tier 3 Banks In Kenya

	Bank	Market Share
1.	HFC Limited	0.8%
2.	Victoria Commercial Bank Plc	0.8%
3.	Habib Bank A.G Zurich	0.7%
4.	Guaranty Trust Bank Limited	0.7%
5.	Gulf African Bank Limited	0.6%
6.	Bank of Africa Ltd	0.6%
7.	Sidian Bank Ltd	0.4%
8.	Credit Bank Plc	0.4%
9.	First Community Bank Ltd	0.3%
10.	Guardian Bank Limited	0.3%
11.	African Banking Corporation Ltd	0.3%
12.	Development Bank of Kenya Ltd	0.3%
13.	Mayfair CIB Bank Limited	0.3%
14.	Middle East Bank (K) Ltd	0.3%
15.	Kingdom Bank Limited	0.3%
16.	DIB Bank Kenya Ltd	0.3%
17.	Consolidated Bank of Kenya Limited	0.3%
18.	Paramount Bank Ltd	0.2%
19.	UBA Kenya Bank Ltd	0.2%
20.	M-Oriental Bank Ltd	0.2%
21.	Access Bank (Kenya) PLC	0.2%
22.	Spire Bank Limited	0.0%